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Insurance

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insurance
Posted inNews

Supreme Court holds that “exclusion clauses cannot defeat the main purpose of insurance” while restoring consumer appeals on boiler-blast claim repudiation

Court’s decision The Supreme Court set aside the judgment of the National Consumer Disputes Redressal Commission, which had dismissed a compensation claim arising from a boiler-blast incident in a cooperative…
Posted by Rawlaw November 18, 2025
Supreme Court holds insurer cannot repudiate a boiler explosion insurance claim based on exclusion clause alone: “Discovery of defects after the blast cannot defeat the main purpose of insurance”
Posted inNews

Supreme Court holds insurer cannot repudiate a boiler explosion insurance claim based on exclusion clause alone: “Discovery of defects after the blast cannot defeat the main purpose of insurance”

Court’s decision The Supreme Court allowed the appeal, set aside the order of the appellate consumer forum, and restored the matter to the national consumer forum to decide only the…
Posted by Rawlaw November 14, 2025
ombudsman award
Posted inNews

Kerala High Court Sets Aside Insurance Ombudsman Award: “Policies Taken By Proprietary Concerns Are Not ‘Personal Lines’ Within The Meaning Of The Rules”

Court’s Decision The Kerala High Court allowed the writ petition filed by the insurance company and set aside the award passed by the Insurance Ombudsman, which had directed payment of…
Posted by Rawlaw July 26, 2025
Supreme Court Reverses Contributory Negligence, Holds Truck Driver Fully Liable for Abandoning Vehicle in Middle of Road Without Warning; Awards Full Compensation to Victims’ Legal Heirs
Posted inNews

Supreme Court Reverses Contributory Negligence, Holds Truck Driver Fully Liable for Abandoning Vehicle in Middle of Road Without Warning; Awards Full Compensation to Victims’ Legal Heirs

Court’s Decision: The Supreme Court set aside the findings of contributory negligence made by the lower courts and held that the truck driver, whose vehicle was abandoned in the middle…
Posted by Rawlaw September 20, 2024

Recent News

  • Delhi High Court restores probate and upholds mother’s final wishes — “Suspicious circumstances must be proved, not presumed; unproved allegations cannot defeat a validly executed Will”
  • Supreme Court upholds conviction for aggravated sexual assault on a 4-year-old child, holding that “Medical evidence cannot override consistent ocular testimony,” but reduces sentence from seven to six years
  • Bombay High Court clarifies that “Auction timelines are part of legal proceedings” and holds that the pandemic-period delay in depositing auction amounts stands protected under the Supreme Court’s exclusion order
  • Bombay high court affirms labour-friendly approach, holding that “When an employer does not dispute employment, the workman deserves full protection of industrial justice” in reinstatement appeal
  • Bombay high court upholds preventive detention, holding that “Verification by senior police officers offers sufficient assurance of genuineness” and personal verification by detaining authority is not required
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