insurer Archives

Delhi High Court holds insurer liable for tractor–trolley death and recalculates compensation — “Trailer accident flows from insured tractor; welfare object of Motor Vehicles Act cannot be defeated by technicalities” while marginally enhancing award

Court’s decision The Delhi High Court partly allowed an appeal filed by an insurance company against a Motor Accident Claims Tribunal award, upholding the insurer’s liability for a fatal accident…

Rawlaw December 20, 2025

News

Kerala High Court Upholds ₹1.4 Crore Insurance Claim Against HDFC Life: “Silence of Insurer Cannot Defeat Policyholder’s Rights – Retaining Premium Implies Acceptance”

Court’s Decision The Kerala High Court, through Justice Mohammed Nias C.P., dismissed HDFC Life Insurance Company’s writ petition challenging the Insurance Ombudsman’s award directing the company to pay ₹1.4 crore…

Rawlaw October 29, 2025

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Supreme Court Restores Insurer’s Liability in Motor Accident Claims: “Person Travelling With Their Goods in a Vehicle Cannot Be Treated as a Gratuitous Passenger” Possession Without Registration Transfer Does Not Shift Ownership

Court’s Decision The Supreme Court allowed the appeals filed by the ostensible owner-driver of a goods vehicle involved in a fatal accident, setting aside the Chhattisgarh High Court’s order absolving…

Rawlaw August 12, 2025

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Kerala High Court Holds Insurer Liable for Injuries Caused by Temple Elephant: “Insurer Cannot Defeat Liability by Relying on Limitation When Claim Is Based on Contract of Indemnity” — Trial Court’s Exoneration of Insurer Set Aside

Judgment Name: Kuttankulangara Devaswom v. C.P. Raghava Pisharadi & Ors. Date of Judgment: 18 June 2025Coram: Justice C. Pratheep KumarCourt: High Court of Kerala, Ernakulam Court’s Decision The Kerala High…

Rawlaw June 19, 2025